Personal Finance · by Tomás Gómez · 2026-09-16
My 7-month experiment with debt after 36 tries
296 sparks · 17 comments
Personal Finance · by Tomás Gómez · 2026-09-16
296 sparks · 17 comments
Kabir Khan · 11 likes
love the tiny experiment energy. That is where the boring checklist helps
Piotr Zieliński · 22 likes
good clarification — I read it differently at first
Grace Parker · 7 likes
My version of this was messier, but the conclusion was similar. For me it came down to the recipe
Valentina Ruiz · 6 likes
My first thought was cost, then time, then whether I would remember to do it. I used to overcomplicate this constantly
Tola Ibrahim · 20 likes
I needed the reminder to start smaller
Nour Ali · 3 likes
@ng_comet63 This comment has main-character footnote energy
Jisoo Park · 2 likes
kind of wild how often reminder is the whole issue
Valentina Ruiz · 2 likes
@ng_comet63 Adding this to my notes
Léa Bernard · 6 likes
What happened after teh first week? I am curious whether debt stayed easy. This is more useful on a tired commute than on a perfect day
Liam Eriksson · 6 likes
Not wrong, but I think this underestimates how diffrent people's constraints are. Honestly, the simplest version wins for me
Siti Lestari · 5 likes
Really good advice, and it feels doable. I would test it for 3 days before deciding
Maya Williams · 5 likes
good reminder that boring can be good. For me it came down to teh setup
Arif Hasan · 3 likes
This is useful for some cases, but terrible advice if the stakes are high. I care less about the perfect answer and more about repeatability
Hana Choi · 1 likes
I like the idea, but the setup probably matters a lot
Yasmine El Amrani · 1 likes
I had a similar experience, but my problem was consistency rather than motivation. The awkward part is easy to underestimate
Rohan Mehta · 1 likes
The kindness in this post is lovely. I would write it down before changing anything else
Valentina Ruiz · 0 likes
What would you change if you started over? The 8-minute rule is underrated